If your home is located in a flood hazard zone, it is often advantageous to have an Elevation Certificate prepared.  Currently, FEMA and NFIP use approximate mapping to establish the elevations associated with your home and property with regard to established flood elevations.  Without accurate survey data insurance adjusters must consider the worst-case scenario when evaluating the liability and establish your rates accordingly.  These decisions are often made without the benefit of accurate survey data, which would identify real elevations for your home, surrounding ground surfaces and even the mechanical and electrical components in your house.

Precision Surveying and Mapping LLC has the experience to prepare your certificate with the insurance adjusters in mind.  We also have a 100% success rate for qualified LOMA submissions!  We perform actual field measurements using state-of-the-art surveying instruments and techniques in order to determine the property’s elevation and other relevant data.  The data is reviewed and transferred into the appropriate format on the Elevation Certification documents.  Your Certificate will be signed and sealed by a Professional Land Surveyor registered in your State.  Precision also has an ongoing professional relationship with FEMA that allows for stream-lined methods to support requests for Letter of Map Amendments (LOMA) or Letter of Map Revisions based on Fill (LOMR-F). 

Currently, FEMA and NFIP use approximate mapping to establish the elevations associated with your home and property with regard to established flood elevations. They use a combination of LiDAR (Light Detection and Ranging) photogrammetry in conjunction with flood studies generated by local municipalities and engineering companies.  With this data, FEMA is able to assess flood hazard areas and usually generate a BFE or base flood elevation.  Although LiDAR typically generates an accurate model, there ares til some innaccuracies involved.  The most obvious of which would be tree cover. 

Using hydraulic calculations and exisitng mapping, FEMA essentially make an educated guess concerning the flood liability associated your property based on flood studies and elevations established by previous flood situations... then establish your rates accordingly. These decisions are made without the benefit of accurate survey data, which would identify real elevations for your home, surrounding ground surfaces and even the mechanical and electrical components in your house. At minimum, the home-owner will acquire the confidence that their investments are adequately insured.